Step 1US LLCWyoming or Delaware
A US Company
The legal entity Stripe and PayPal contract with.
- Formed in 24–48 hours
- Registered agent included
- No US visit needed
Fully remote
US Payments for Non-Residents
Stripe & PayPal
for Non-Residents
Can't use Stripe or PayPal where you live? A US LLC with an EIN and a US bank account qualifies. We set up all three and align every detail processors check, so your applications go in clean.
- US LLC + EIN
- US Bank Account
- Clean Applications
What You Need
Three Things Processors Check
Get these right and in sync, and your application goes in clean.
Step 2EINFederal tax ID
An IRS Tax Number
Processors verify your EIN against your company name.
- Issued in 3–5 business days
- No SSN required
- Name matches exactly
IRS letter included
Step 3US BankMercury, Relay or Slash
A US Business Account
Where your payouts land, in USD, with no conversion loss.
- Opened remotely
- USD wires and debit card
- Same details as your LLC
Subject to bank approval
Approval is the processor's decision. Clean, matching details give you the best chance.
Your Options
Stripe vs PayPal vs Wise Business
Most founders use two of these together.
StripeOnline checkout
- Best for
- Cards, subscriptions and SaaS billing
- Needs
- US LLC, EIN and US bank account
- Payouts to
- Your US business account
- We help with
- Application and setup
PayPalBuyer favourite
- Best for
- Clients and buyers who prefer PayPal
- Needs
- US LLC, EIN and US bank account
- Payouts to
- Your US business account
- We help with
- Business account setup
Wise BusinessMulti-currency
- Best for
- Receiving and holding several currencies
- Needs
- Your company details; eligibility varies by country
- Payouts to
- Your Wise balance
- We help with
- Documents for verification
How It Works
From First Call to Live US Company
Fully remote. 7–10 business days start to finish.
0110 minutes · You
Send Your Details
Passport copy, company name and what your business does.
021 day · GenZone
LLC Filed and Formed
Articles filed, registered agent assigned, operating agreement drafted.
033–5 days · IRS
EIN Issued
Your federal tax ID, no SSN needed, plus your full document pack.
042–3 days · GenZone + you
Stripe and PayPal Live
Bank account opened, then processor applications submitted with matching details.
Your LLC, bank, Stripe and PayPal, live in 7–10 business days.
7–10business days to go live
Is It Right for You?
Who This Helps Most
Founders blocked from processors at home.
SaaS Founder
Subscriptions and card payments from global customers.
Coach or Course Creator
Selling programmes online and collecting in USD.
Agency Billing US Clients
Invoicing US companies that expect US payment rails.
Restricted Activities
Gambling, some financial products and similar activities face processor limits whatever your structure.
Video Testimonials
Hear It From Real Clients
Australia
Chris Devlin
Software Development
UK
Sunny Scott
Digital Marketing
Daniel Davidson
Content Creator
Canada
Scott Macahonic
Maritime Consultant
Lebanon
Liwaa Bou Ghader
Online Fitness Coach
USA
Mustafa Almodares
Finance
Jaidev Bhogal
Entrepreneur
Canada
Benjamin Lussier
CEO @ Benjy Films
UK
Joseph Aghedo
Founder, Digital Assets
USA
Tomer Tzadok
Digital Creator
South Africa
Dr. Mike Diamonds
Medical Doctor & Online Coach
Australia
Chantelle
SaaS Founder
UK
Dan Hunter
E-Commerce Founder
Austria
Fabian Ene
Boxing Coach
Australia
Lucas Aoun
Health Consultant
Canada
Tim Ruscica
Software Engineer
Canada
Maria Tirsatine
Digital Creator
Australia
Sawsan
Online Fitness Coach
Hungary
Ferdinand Ivancsics
Sales Closer
Portugal
Miguel Santos
Fitness Coach
Portugal
David Oliveira
Video Strategist
UK
Stuart Taylor
PMO Consultant
UK
Eduardo
FinTech Specialist
UK
Kailan
Marketing Manager
Romania
Lucian
Startup Founder
Portugal
Nuno
E-Commerce Entrepreneur
Avoid These
Payment Processor Mistakes
The usual reasons applications stall.
Myth"Any US address will do"
Fact
Processors check that your company, EIN and bank details match. Inconsistent details are a common cause of holds.
Myth"A US LLC guarantees approval"
Fact
It makes you eligible. The processor still reviews your business and website.
Myth"I can take payments into my personal account"
Fact
Keep business payments in the LLC's own accounts. Mixing them causes problems with processors and bookkeeping.
Myth"US payouts are tax-free everywhere"
Fact
Your personal tax depends on where you live. See UAE tax residency.
Explore More
Explore Our Other US LLC Services
Everything else your US LLC needs, handled by the same team. Still setting up? Visit our US LLC formation page.
Fast EIN Processing
Get your federal tax ID in 3 to 5 days, not 6 to 8 weeks.
Explore
USA Banking
Open a US business bank account remotely, with debit card and USD wire access.
Explore
ITIN Application
Get your ITIN as a non-resident, without mailing your passport.
Explore
Bookkeeping & Compliance
Annual Form 5472 and 1120 filings, bookkeeping and state compliance handled.
Explore
Wyoming LLC
No state income tax, private ownership and low yearly upkeep.
Explore
Delaware LLC
The investor-ready choice, backed by Delaware business law.
Explore
Form 5472 Filing
Your annual Form 5472 and pro forma 1120, filed by our CPAs.
Explore
LLC Renewal & Takeover
Move your existing LLC to us and catch up any missed filings.
ExploreGot Questions?
Stripe & PayPal: Frequently Asked Questions
Yes, through a US LLC with an EIN and a US business bank account. The processor makes the final decision.
No. Your LLC's EIN is used. We get the EIN without an SSN in 3–5 business days.
Mismatched names or addresses, a thin website or an unclear business description. We align your details before you apply.
Most founders are live in 7–10 business days from first call.
Yes. The same LLC, EIN and bank account work for US marketplaces.
GenZone plans start at $499 a year with state fees included. Processor fees are charged by Stripe and PayPal.
Read More
In-Depth Guides and Official Sources
Our Guides
Google + Trustpilot Reviews
500+ Reviews, Real Results
Free Consultation
Start Getting Paid in USD
Book a free 30-minute call. You get a clear recommendation, the full cost and a realistic timeline.
- Free 30-min call
- No US residency required
- State fees included
- 800+ US LLCs formed